Millions Served Since 1999
Progressive Leasing has helped over 4 million American families furnish their homes and access the technology and appliances they need — with no credit check and flexible payment schedules.
Apply for Progressive Leasing →Real customer experiences — approval, payments, 90-day payoff, and more. Honest and unfiltered.
Progressive Leasing has served millions of customers since 1999. Here's what real users share about their experience — the good and the important caveats.
"I walked into Best Buy needing a refrigerator and a stove. I didn't have the money upfront but Progressive approved me instantly. The payments were affordable and I met the 90-day payoff option. Every step of the way they were professional and helpful."
"Progressive Leasing has allowed me to make large purchases I otherwise could not have made — furniture, electronics, even a hot water heater. The process is easy and affordable payments are appreciated. Read your contract and use the 90-day option."
"Used Progressive for a washer and dryer set. Paid off in 90 days. Saved a significant amount on fees. If you're disciplined about the payoff, it's honestly a great option when banks won't approve you."
"Used Progressive Leasing three times now — furniture, electronics, and tires. Every time the approval is instant and the payment schedule matches my paycheck. Best option for people rebuilding credit."
"Needed tires urgently with bad credit after a hard patch. Progressive approved me same day. Weekly payments came right out of my account on payday. Car's back on the road. Would absolutely recommend."
"Amazing company especially with the 90-day payment option. A lot of bad reviews come from people who don't read their contracts. Read what you're signing. Customer service is amazing when you understand the product."
"Progressive is good if you use it strategically. I financed a laptop and paid off in 60 days. The total extra cost was minimal. The app is easy to use and track payments. Just know what you're getting into before signing."
"I had no idea this existed until my furniture store offered it. Got approved in literally under a minute, took the bedroom set home same day. The biweekly payments fit perfectly into my budget."
"It works as advertised but the interest over a full 12 months is very high. Make sure you use the 90-day option. I wish someone had explained that more clearly at the store. Customer service was helpful when I called."
Our experts want you to go in with eyes open. Progressive Leasing is a powerful tool — but only when used correctly.
The lease agreement contains all the terms. Read every line — especially the 90-day option details, Early Buyout terms, and what happens if you miss a payment.
The 90-day Early Purchase Option is not automatic. You must call Progressive Leasing to set it up. Do this early in your lease term.
If you complete the full 12-month lease without using any early purchase option, you may pay 60%+ above the retail price. Always plan a payoff strategy.
Unlike Koalafi, Progressive Leasing does not report payments to credit bureaus. On-time payments will not directly improve your credit score.
